Condominium Insurance, HO-6 Policy
Insuring your Florida condo offers a few different challenges than when you’re insuring a single family home. One question that often comes up is “what’s covered?” The condo association’s insurance policy may not cover additions that previous owners have made to your unit since that policy was first taken out.
If new wall coverings, floors, or renovations (just to name a few) were not added to the policy, you may not be covered in case of a claim. That’s where we come in—we can help you get the right amount of coverage for permanent additions or alterations and avoid losses in the future.
Some Personal Florida Condo Coverages to Consider:
It’s important to get only those coverages you really need. Here are a few our current clients often add to their policies:
- Personal Property Protection: Protects the contents of your condo including furniture, clothing, etc., against unexpected loss. We can also set you up with a separate rider covering your valuables such as jewelry, collections, furs, etc.
- Loss Assessment: Protects you when the association’s policy is insufficient to cover damages to the entire building or in the case of a lawsuit.
- Liability Insurance: Should a neighbor or visitor slip or fall while in your condo, or should your water pipes burst and flood the units next door, this coverage protects you from loss, even if a lawsuit is involved.
Don’t Go Unprotected. Call Us Today.
Don’t risk suffering unexpected loss while owning a Florida condo. Let our South Florida insurance specialists get you the coverage you need to protect you as soon as possible. Call or email us, or fill out the convenient rate quote request form on this page for more information. We look forward to hearing from you.