Florida Umbrella Insurance

Florida umbrella insurance is a broad type of insurance that protects you from a wide variety of risks. It goes beyond the normal liability limits of standard home or auto insurance policies, and covers you for a higher amount against unpredictable risks.

Our umbrella insurance plans work alongside your current policies to provide additional coverage for bodily injury and property damage, as well as other threats not covered under your regular policy. Your current policy may contain different limits than your neighbor’s policy; no one liability limit works for everyone and this is precisely why umbrella insurance is important.

Our agents will ensure that your custom umbrella plan extends your limits only as much as you actually need and no more.

Who needs an umbrella insurance plan? Just about anyone with assets. You may have a good Florida homeowners’ policy, for example, but what happens should someone sues you, and the suit amount exceeds the limits of your policy? Who picks up the tab? You do, unless you have an umbrella plan.

Likewise, what happens if after a car accident, you’re sued for more than the limits on your Florida auto insurance? Who picks up the tab? You do, unless you have a Florida umbrella plan.

Fortunately, our umbrella plans are reasonably priced, and in these especially litigious times, they’re protection that every driver or homeowner should seriously consider.

Contact Us For More Information.

At Advanced Insurance Underwriters, we can help you select the umbrella insurance policy that’s right for your circumstances. Call or email us, or fill out the convenient form on this page.